Under the ‘Act of God’ provision in most Home Owner Insurance Policies, the individual homeowner rates will NOT be increased. However, due to the increased number of storms here in our Minnesota area, the odds are growing each day that our ‘regional’ pricing will see an increase in the future. The individual policy holder is not affected on a one by one claim basis, but rather on a ‘regional’ basis. Policies are analyzed on a larger scale or ‘pool of policies’ in a particular area/region.
If a homeowner files an insurance claim due to act of ‘Act of God’ occurrence, it would be an extremely rare occurrence for any sort of negative action be taken by their insurance company. To date, none of the Contractors who work with Perzhu Construction have had any clients lose their insurance due to an ‘Act of God’ claim to our knowledge. That being said, we always recommend speaking to your personal Insurance Agent for their insight in regards to your policy.
The answer to this question is ONE year after the initial Storm or Hail Damage to your home. The best way to approach your insurance agent is by having a Perzhu Construction represent you when your insurance adjuster visits your home. The benefit of having a trained eye is essential in getting a fair representation of the Hail Damage to your home.
At Perzhu Construction, we are here to help you navigate hail and storm damage with accurate, timely answers to all your questions. If your home has been affected by severe weather, trust our experienced professionals to guide you through the repair process with honesty and expertise.
By choosing Perzhu Construction, you remain in control—we connect you with trusted professionals, giving you options while simplifying the process.
Contact us today for more information or to schedule your FREE estimate:
Call 1-877-868-7663 or email info@perzhuconstruction.com.
Your home deserves the best—let us help you restore it with confidence!
Find your policy number and review your coverage details.
Every insurance provider has its own process for filing claims. You can call your insurance company’s claims hotline or use their online portal to submit your claim.
If an adjuster has not already been assigned, Perzhu Construction, LLC will assist you in scheduling a meeting. We advocate on your behalf to ensure you receive the full coverage you’re entitled to.
Once your claim is approved, your insurance company may send you paperwork and an initial payment. We will review all documents for accuracy and guide you through the next steps of the construction process.
After the project is completed, we conduct a final walk-through with you. Once approved, we submit the required authorization to your insurance company to release the final payment.
Let us help you every step of the way! Contact Perzhu Construction, LLC for expert guidance and support.
Acuity – 800-242-7666 Allmerica – 800-628-0250 Allied – 800-282-1446 Allstate – 800-54-STORM American Family – 800-374-1111 Atlantic Mutual – 800-945-7461 Bituminous – 800-475-4477 Chubb – 800-CLAIMS-0 Cinncinati – 513-870-2000 Citizens – 866-411-2742 CNA – 877-262-2727 Encompass – 800-588-7400 Farmers – 800-435-7764 Fidelity National – 800-220-1351 Fireman’s Fund – 888-347-3428 Foremost Insurance Co – 800-527-3907 Grange – 800-445-3030 | Harleysville – 800-892-8877 Hartford – 800-243-5860 Liberty Mutual – 800-2CLAIMS Metlife – 800-854-6011 Nationwide – 800-421-3535 OneBeacon – 877-248-4968 Ohio Casualty – 800-366-6446 Safeco – 800-332-3226 Selective – 866-455-9969 Shelter – 800-SHELTER State Farm – 800-SF-CLAIM Travelers – 800-CLAIM33 United Property & Casualty – 800-861-4370 Vanguard Fire and Casualty – 866-928-4310 Wausau – 800-266-2800 Zurich – 800-987-3373 |
